オンタリオ州自動車保険事故補償の増額について

オンタリオ州の自動車強制保険に付随しているアクシデント・ベネフィットはベネフィットの内容毎にスタンダードのベネフィットと増額のオプションがあります。

Medical, rehabilitation and attendant care benefits – for non-catastrophic injuries

Standard – $65,000 / Option – $130,0000

Medical, rehabilitation and attendant care benefits – for catastrophic injuries

Standard – $1,000,000 / Option – $2,000,0000

Medical, rehabilitation and attendant care benefits – for all injuries

Standard – $1,000,000 / Option – $1,000,0000 (Non-catastrophic) and $3,000,000 (all injuries)

Caregiver benefit

Standard – Catastrophic only, up to $250 per week for the first dependant plus $50 for each additional dependant / Option – same amount for all injuries.

Housekeeping and home maintenance expenses

Standard – Catastrophic only, up to $100 per week / Option – same amount for all injuries.

Income replacement benefit

Standard – 70 percent of gross income up to $400 per week / Option – increase the weekly limit to $600, $800 or $1,000.

Death and funeral benefits

Standard – $25,000 lump sum to an eligible spouse, $10,000 lump sum to each dependent maximum $6,000 funeral benefits / Option – increase it to $50,000 lump sum to an eligible spouse, $20,000 lump sum to each dependent maximum $8,000 funeral benefits

Dependent care benefits

Standard – Not provided / Option – up to $75 per week for the first dependant and $25 for each additional dependant, assuming you were employed at the time of the accident, are not receiving a caregiver benefit and have to pay for additional childcare expenses as a result of the accident.

Indexation benefit

Applicable to income replacement benefit, non‐earner benefit, caregiver benefit, and medical, rehabilitation and attendant care benefit

Standard – Non provided / Option – Annual adjustment for inflation according to the CPI of Canada

オンタリオ州では、交通事故による怪我の段階はthe Statutory Accident Benefits Schedule (SABS) によって、Minor Injury Guideline, Non-catastrophic injury, Catastrophic injury に分けられます。

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